Q. Are there any statewide workshops or classes that can help me reach my goals?
Posted January 28, 2016
A. You can find upcoming workshops and classes at cashmaine.org/class-listings/. Read more
Q. Are there any money workshops or classes available in my area?
Posted January 28, 2016
A. You can locate information about classes and workshops here. Read more
Q. How do I know the website I am on is safe?
Posted January 25, 2016
A. Here is a great article about how to protect yourself from unsafe websites. Read more
Q. How do I know the online company I want to buy from is legit?
Posted January 25, 2016
A. The Better Business Bureau provides some great information on how to tell if a company if legit. Read the article here. Read more
Q. How do I know my online banking is safe?
Posted January 25, 2016
A.The best way to know if the website you are using is safe is to review the information here from the FDIC. Read more
Q. How Big Should My Emergency Fund Be?
Posted January 15, 2016
A. There is a wide range of opinions about how big an emergency fund should be. Your fund is going to depend on what amount you feel most comfortable with. The standard suggestions are 3 to 6 months, 6 to 9 months or 9 to 12 months of living expenses. If you are self-employed or… Read more
Q. What’s an emergency fund?
Posted January 15, 2016
A. An emergency fund is money saved for unexpected expenses such as car or home repair, medical bills or loss of job. Read more
Q. How Do I Budget for One-Time Expenses?
Posted January 15, 2016
A. You may have expenses that are not consistent each month or happen only one time. The best way to budget for these expenses is to have an emergency fund. You can do this by listing them as a separate item on your budget sheet and setting up an automatic transfer to the account the… Read more
Q. Do I need to budget my bank fees?
Posted January 15, 2016
A. If you know that you will be paying bank fees such as maintenance fees or ATM fees on a regular basis you will want to include these in your budget. By having these fees in your budget you are less likely to find yourself not able to pay them. Read more
Q. Do I need to balance my checkbook now that I have a budget?
Posted January 7, 2016
A.There are many different methods to track your spending. If you prefer using your budget worksheet over a checkbook or calendar that’s fine. The most important thing is to keep track of where you money is going. Read more