Types of Insurance
Health Insurance
This type of insurance is not only important in making sure you and your family stay healthy, it is now required by law. If your employer does not provide health insurance, you can sign up for a health insurance plan through healthcare.gov. Enroll207 is a Maine resource that can help you understand your health insurance options so that you have a plan that works best for you. If you have questions, you can also call the Consumers for Affordable Health Care Help Hotline at: 1-800-965-7476.
Health Insurance FAQs (click the questions to see the answer):
- Why Do I need Health Insurance?
- What is the Health Insurance Marketplace?
- How Will Not Having Health Insurance Impact my Taxes?
- I Don’t Qualify For MaineCare or a Marketplace Plan. Will I Have to Pay a Fee?
- My Income is too Low to Purchase a Plan Through the Marketplace. What Do I Do?
- What is the Premium Tax Credit?
Life Insurance
This type of coverage that you can purchase as coverage for when you die that will cover your funeral expenses, debts and expenses for loved ones left behind. There are several types of insurance and it is best to review the coverage to see what will be best for you. Learn more here.
Disability Insurance
This type of insurance replaces a portion of your income if you should become unable to work because of illness, injury or disability. This is usually purchased from an employer or from an independent agent. Learn more here.
Auto Insurance
All car owners are required to have auto insurance in the state of Maine. This protects you if a car accident happens. It is a good idea to review your policy every time you renew to make sure that you are covered properly. Learn more here.
Home Insurance
Homeowner’s insurance protects your home and possessions against loss from fire, vandalism, theft, and some lawsuits. Review your policy annually to make sure it is up to date. Learn more here.
Renter’s and Liability Insurance
If you are renting a home or apartment, it is important to remember that you have personal property in that will need to be replaced if something happens. Learn more here.