Spend Less
Try Not to Add More Debt!
Find a Less Expensive Service or Option.
If TV or a cell phone is a need for you, and you are not on a contract where you will pay a penalty to cancel, see if you can switch to a pay as you go plan or subscription that could be a fraction of the cost. Services such as Netflix or Hulu allow you to put your subscription on hold for several months so you are not charged. Most local libraries offer more than just the option to borrow books, they often have movies, audiobooks and internet access. Websites offer discounts on services or items such as Groupon and LivingSocial. You might also want to see if there are any consignment or thrift stores in your area for clothing or other items.
Use Coupons
Couponing has become a very popular activity for those who are looking to spend less. There are many ways to pay less than full price for something if you are willing to do a bit of advance planning or research. A couponing website such as Hip2Save.com or Couponmom.com is a good place to learn more. Just like many other savings tips you will want to make sure that you are being realistic with couponing, buy only what you need.
Save Money While Shopping
Here are a few websites and apps that can help you save while you shop:
- Ibotta
- SavingStar
- BerryCart
- Checkout51
- Jingit
- Mobisave
- ReceiptHog
- Coupons.com
- Groupon
- RetailMeNot
- Shopkick
- SNAP by Groupon
- SnipSnap
- Cartwheel
- Shrink
- PunchCard
- ReceiptPal
Trade or Barter
If you are able to trade services or borrow items you need from a neighbor or friend, this can help you save money on buying items at full price. There are also helpful websites like Freecycle, Craigslist, and Yerdle that make it possible to trade or barter digitally. As with any website that connects you to someone you do not know, use caution and let the company know if you have concerns.