Now that your budget is complete, create a calendar showing each bill or expense, the date due, and the payment due. Check your calendar once a week to stay on track. At the end of the month, take time to review your budget. Then, decide if you need to make changes for next month.

For most people it takes three or four months to feel comfortable living on a budget. Remember there is no single budget formula that works for every person or family. The secret to successful budgeting is to find tools that work for you. Take it one step at a time, stay focused on your goals, don’t give up, and remember to celebrate your success!

 

NEXT STEP

< Back to Guide